AML Bible Map

The canonical structure is organised around seven chapters that follow the lifecycle of AML practice.

Sources and evidence, and national regulatory context, are not chapters. They operate across the whole Bible.

IAML FoundationsPrinciples, risk and the foundations of AML.IICustomer & Entity Due DiligenceKYC, ownership, customer risk and enhanced review.IIIScreening & Ongoing MonitoringScreening, transaction monitoring and continuing oversight.IVInvestigations & ReportingEvidence, escalation, MLRO review and suspicious activity reporting.VProgramme Governance & ControlsGovernance, assurance and institutional control design.VIFinancial Crime TypologiesDefensive recognition of laundering patterns and red flags.VIISector & Geographic RiskSector, product, asset and geographic risk environments.

Cross-cutting layers

RESEARCH DESKSources & Evidence

Source hierarchy, corporate registries, sanctions data, BO, LEI, investigative sources and evidentiary weight.

REGULATORY CONTEXTFrom FATF to the applicable rule

National law, supervisors, FIU guidance, mutual evaluations and national risk assessments.