Bolivia
Overview
Bolivia’s AML/CFT/CPF framework is distributed across the Criminal Code, financial-sector legislation and UIF sector instructions rather than a single consolidated AML statute. The Deep layer now maps the UIF’s 2023 APNFD designation and expansion, the 2025 VASP designation and CARONTE V2 registration framework, and the 2026 risk-based rules for financial-intermediation entities and APNFD registration/exemption alongside the post-2023 GAFILAT remediation cycle.
Beneficial-ownership transparency is a live remediation pillar. Bolivia’s 2023 GAFILAT MER and subsequent follow-up assess legal-person transparency, while FATF’s current action plan specifically requires stronger sanctions for breaches of beneficial-ownership obligations and improved risk-based controls for professional gatekeepers and other higher-risk sectors.
The UIF receives, analyses and disseminates financial intelligence and maintains the national reporting architecture. Resolution UIF/016/2026 sets the current risk-based control framework for financial-intermediation entities; Resolution UIF/050/2026 amended transaction-reporting mechanics and electronic-channel coverage, while CARONTE V2 provides the registration framework for obliged entities and compliance personnel.
Compliance Calendar2
Requirement
Reporte de Operación Sospechosa (ROS)
Authority / Report toUIF Bolivia
Deadline / triggerEvent-driven; exact current filing clock is an evidence gap and must be checked against the entity’s sector instruction.
Requirement
- Subject scope
- Obliged subjects under the Bolivian AML/CFT framework and sector instructions.
- Trigger
- Operation/activity is classified as suspicious under the applicable rule.
- Filing channel
- UIF reporting system / sector channel.
Impact
- Consequences of non-compliance
- Failure may result in supervisory/administrative consequences under the applicable sector framework.
- Enforcement authority
- UIF Bolivia / relevant supervisor
- Operational impact
- Keep a gap flag until the entity’s sector rule is verified from the operative provision.
Requirement
AML/CFT preventive controls and UIF reporting readiness
Authority / Report toUIF Bolivia / relevant supervisor
Deadline / triggerOngoing; CDD, monitoring, records, compliance governance and sector-prescribed reporting controls.
Requirement
- Subject scope
- Obliged subjects within applicable Bolivian sector regimes.
- Trigger
- While carrying on a covered activity.
- Filing channel
- Internal controls and applicable UIF systems.
Impact
- Consequences of non-compliance
- Consequences depend on sector/breach; no single national penalty is generalised.
- Enforcement authority
- Relevant supervisor / UIF Bolivia
- Operational impact
- Use sector-specific inventory before assigning periodic tasks.
Authorities & FIU1
FATF Assessment
Measures how fully the jurisdiction has implemented FATF’s technical requirements. It does not measure practical effectiveness.
Measures whether the AML/CFT system achieves its intended results in practice. Follow-up reports do not normally replace these ratings.
Explore 40 FATF RecommendationsSee every Technical Compliance rating and what it means.+
Explore 11 Immediate OutcomesSee how FATF rates whether the AML/CFT system works in practice.+
Regulatory Timeline43
Administrative Resolution UIF/075/2026 approved the registration and exemption procedure for designated non-financial businesses and professions and instructed the UIF to register in CARONTE the APNFD universe identified by its sector study. The published resolution records a preliminary universe of 14,763 lawyers, accountants and real-estate persons or entities and requires annual updating of that study.
Administrative Resolution UIF/050/2026 amended Articles 52 and 53 of the 2026 financial-intermediation instruction. The changes rationalise PCC reporting, bring specified electronic channels and mobile-wallet transfers into general-operation reporting, clarify accumulation rules and give covered entities 90 calendar days from entry into force to adapt systems and internal manuals, with a possible justified extension of up to 30 days.
Administrative Resolution UIF/016/2026 approved a detailed risk-based AML/CFT/CPF instruction for licensed financial-intermediation entities, covering governance, compliance functions, risk management, CDD, PEPs, suspicious operations, training, audit, recordkeeping and targeted financial-sanctions controls.
Administrative Resolution UIF/48/2025, dated 26 August 2025 and listed by the UIF as published on 23 September 2025, established the registration, update, renewal and deregistration procedures for obliged entities, responsible officers, substitutes and compliance analysts through the UIF registration system.
FATF revised Recommendation 16 to standardise payment information and strengthen fraud/error controls in cross-border payments.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗Bolivia made a high-level commitment to implement a FATF/GAFILAT action plan addressing strategic AML/CFT deficiencies.
The UIF specific-rules register lists Administrative Resolution No. 19/2025 as the 2025 designation instrument for Proveedores de Servicios de Activos Virtuales (PSAV/VASPs).
FATF amended Recommendation 1 and related interpretive material to strengthen proportionality and simplified measures under the risk-based approach.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗Administrative Resolution No. 78/2023 amended the 2023 APNFD instruction and broadened the obliged-entity scope for lawyers, accountants and real-estate sectors beyond the initial large-taxpayer limitation.
FATF revised Recommendations 4, 30, 31 and 38 and related interpretive material to make asset recovery a stronger operational priority, expand tools to trace and confiscate criminal property and improve domestic and international cooperation.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗Administrative Resolution No. 25/2023 approved a risk-based AML/CFT/CPF instruction for designated non-financial businesses and professions and designated identified lawyers, accountants and real-estate businesses in the large-taxpayer segment as obliged entities.
At its February 2023 Plenary FATF revised Recommendation 25 and its Interpretive Note to strengthen transparency and beneficial-ownership requirements for trusts and similar legal arrangements, complementing the 2022 strengthening of Recommendation 24 for legal persons.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗FATF strengthened Recommendation 24 on beneficial ownership transparency for legal persons.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗FATF amended Recommendations 1 and 2 and their Interpretive Notes so countries and covered private-sector entities must identify, assess and mitigate risks of breaches, non-implementation or evasion of proliferation-related targeted financial sanctions.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗The Basel Committee revised its ML/TF risk-management guidelines to add principles for information exchange and cooperation between prudential and AML/CFT supervisors in authorisation, ongoing supervision and enforcement.
A Basel supervisory publication does not become domestic law merely because it is GLOBAL. National adoption, supervisory use or incorporation must be evidenced by a LOCAL milestone or source.
Basel Committee on Banking Supervision ↗FATF adopted detailed implementation requirements for virtual assets and VASPs in June 2019, including the application of wire-transfer information requirements commonly described as the Travel Rule. This operationalised the virtual-asset perimeter introduced through the 2018 Recommendation 15 revision.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗In October 2018 FATF revised Recommendation 15 and added the definitions of virtual asset and virtual asset service provider, formally bringing virtual-asset activity into the global AML/CFT standards architecture. Detailed implementation requirements followed in 2019.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗The Basel Committee issued Sound management of risks related to money laundering and financing of terrorism, superseding its 2001 CDD and 2004 consolidated KYC papers and integrating ML/TF risk management with prudential supervisory expectations.
A Basel supervisory publication does not become domestic law merely because it is GLOBAL. National adoption, supervisory use or incorporation must be evidenced by a LOCAL milestone or source.
Basel Committee on Banking Supervision ↗The Financial Services Law transformed the UIF into a decentralized public entity and restated its general functions.
FATF removed Bolivia from its on-going global AML/CFT compliance monitoring process.
FATF adopted a consolidated revised set of 40 Recommendations integrating AML, CFT and proliferation-financing safeguards.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗FATF identified Bolivia in its on-going global AML/CFT compliance process.
Resolution 1737 imposed binding measures concerning Iran’s proliferation-sensitive nuclear activities, including an asset freeze on designated individuals and entities. Together with the DPRK regime, it forms a foundational UN counter-proliferation targeted-financial-sanctions architecture.
UN Members agree to accept and carry out Security Council decisions. This current Charter relationship is not proof of the jurisdiction’s domestic implementation, nor a claim about its membership status on the historical event date.
UN Charter · Article 25 ↗Following the DPRK nuclear test, Resolution 1718 imposed binding sanctions including an asset freeze on designated persons and entities connected to the nuclear programme. It became a central UN targeted-financial-sanctions pillar for counter-proliferation financing.
UN Members agree to accept and carry out Security Council decisions. This current Charter relationship is not proof of the jurisdiction’s domestic implementation, nor a claim about its membership status on the historical event date.
UN Charter · Article 25 ↗FATF added a ninth Special Recommendation addressing cash couriers and cross-border movement of currency.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗Resolution 1540 requires all States to adopt and enforce laws and domestic controls to prevent non-State actors from acquiring or using weapons of mass destruction and related materials. It forms a binding global legal pillar of the proliferation-financing control environment later reflected in FATF CPF standards.
UN Members agree to accept and carry out Security Council decisions. This current Charter relationship is not proof of the jurisdiction’s domestic implementation, nor a claim about its membership status on the historical event date.
UN Charter · Article 25 ↗The UN General Assembly adopted the United Nations Convention against Corruption on 31 October 2003. UNCAC addresses prevention of money laundering, laundering of corruption proceeds, confiscation and a dedicated asset-recovery framework; the Convention entered into force globally on 14 December 2005.
Current UN depositary relationship to 2003 UN Convention against Corruption. This is not a claim that the jurisdiction was already a Party on the GLOBAL event date; the national accession/ratification date is a separate LOCAL/STATUS fact.
UN Treaty Collection ↗FATF comprehensively revised its AML/CFT Recommendations, strengthening preventive measures and extending coverage.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗The Basel Committee issued Customer due diligence for banks, setting minimum supervisory expectations for customer acceptance, identification, ongoing monitoring and risk management. It became an influential global banking KYC/CDD benchmark and was later reflected in FATF standards.
A Basel supervisory publication does not become domestic law merely because it is GLOBAL. National adoption, supervisory use or incorporation must be evidenced by a LOCAL milestone or source.
Basel Committee on Banking Supervision ↗FATF expanded its standards to terrorist financing through eight Special Recommendations.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗Resolution 1373 requires all States to prevent and suppress terrorist financing, criminalise the provision or collection of funds for terrorist acts, freeze terrorist assets without delay and prohibit making funds or financial services available to terrorists and related entities.
UN Members agree to accept and carry out Security Council decisions. This current Charter relationship is not proof of the jurisdiction’s domestic implementation, nor a claim about its membership status on the historical event date.
UN Charter · Article 25 ↗GAFILAT records Bolivia among the nine governments that signed the constitutive Memorandum of Understanding on 8 December 2000.
The Palermo Convention was adopted on 15 November 2000 and broadened the international money-laundering framework beyond drug proceeds through criminalisation and preventive measures tied to transnational organised crime. It entered into force globally on 29 September 2003.
Current UN depositary relationship to 2000 Palermo Convention. This is not a claim that the jurisdiction was already a Party on the GLOBAL event date; the national accession/ratification date is a separate LOCAL/STATUS fact.
UN Treaty Collection ↗The UN General Assembly adopted the International Convention for the Suppression of the Financing of Terrorism on 9 December 1999, creating the treaty framework for criminalising terrorist financing and international cooperation. It entered into force globally on 10 April 2002.
Current UN depositary relationship to 1999 Terrorist Financing Convention. This is not a claim that the jurisdiction was already a Party on the GLOBAL event date; the national accession/ratification date is a separate LOCAL/STATUS fact.
UN Treaty Collection ↗Resolution 1267 imposed an assets freeze and other targeted sanctions in the Taliban context and created the Security Council committee that became the foundation of the UN 1267 sanctions architecture. It is a key global precursor to modern terrorist-financing targeted financial sanctions.
UN Members agree to accept and carry out Security Council decisions. This current Charter relationship is not proof of the jurisdiction’s domestic implementation, nor a claim about its membership status on the historical event date.
UN Charter · Article 25 ↗FinCEN-sourced historical membership data records Bolivia's FIU among Egmont admissions in 1999. The current Egmont roster carries a different raw admission value (2013-07-19), which is preserved separately rather than used to overwrite the historical relationship start.
Law No. 1768 introduced the modern institutional basis for the UIF and the anti-illicit-gains framework.
FATF revised the Forty Recommendations to reflect evolving money-laundering methods and countermeasures.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗Representatives of 13 financial intelligence units met in Brussels on 9 June 1995 and founded what became the Egmont Group. The milestone created the operational global network for FIU-to-FIU cooperation and exchange of financial intelligence.
Current profile relationship to the Egmont network. This does not imply membership in 1995; admission history is a separate LOCAL/STATUS fact.
Egmont Group · Member FIUs ↗FATF issued its original Forty Recommendations, establishing the first global AML standard framework.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗The G7 established FATF in 1989 to examine and develop measures to combat money laundering. FATF became the central global standard-setting body whose recommendations are implemented through national and regional AML/CFT frameworks.
Current relationship. This is regional assessment network participation, not direct FATF membership. The GLOBAL standard remains separate from evidence of domestic implementation.
FATF Global Network ↗The Vienna Convention was adopted on 20 December 1988 and created the first treaty-level international obligation to criminalise laundering conduct linked to drug-trafficking proceeds, alongside confiscation and international-cooperation measures. It entered into force globally on 11 November 1990.
Current UN depositary relationship to 1988 Vienna Convention. This is not a claim that the jurisdiction was already a Party on the GLOBAL event date; the national accession/ratification date is a separate LOCAL/STATUS fact.
UN Treaty Collection ↗The Basel Committee published a Statement of Principles for banks aimed at reducing the risk that banking institutions would be used by criminals or as channels for money laundering. This helped establish the preventive and supervisory side of AML alongside the emerging criminal-law framework.
A Basel supervisory publication does not become domestic law merely because it is GLOBAL. National adoption, supervisory use or incorporation must be evidenced by a LOCAL milestone or source.
Basel Committee on Banking Supervision ↗